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Renting Help — Plain-English Guides for St. Louis Renters

The questions the listing sites don’t answer: income, credit, evictions, documents, deposits, scams, and your rights under Missouri law.

Money

How much income do I need?

The 3x rule, the 30% rule, and worked examples at real St. Louis rents.

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Credit

Renting with bad or limited credit

What landlords actually check, and six strategies that get approvals.

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Records

Renting after an eviction

How long it follows you, who looks past it, and the path back to a lease.

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Applying

Documents needed to apply

Every paper most applications require — including options if you're paid in cash.

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Safety

Avoiding rental scams

The red flags in St. Louis rental scams and 60-second checks that protect you.

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Your rights

Missouri tenant rights

Deposit caps, the 30-day return rule, and where to get free legal help.

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Money

Application fees, holding deposits & approval times

What fees are normal in Missouri, what holding deposits are, and how long approval really takes.

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Assistance

Rent & utility assistance

LIHEAP, Heat Up/Cool Down St. Louis, St. Vincent de Paul, Salvation Army — how to apply and who qualifies.

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Health

Health & community resources

Free/low-cost clinics, dental, prenatal care, and community orgs for St. Louis renters.

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Coming next: application fees and deposits explained, how apartment screening works, renting without a credit history, and moving assistance & utility help programs.

Not sure where to start?

Use the free affordability calculator to see what rent fits your income, then browse guides for your neighborhood and your situation.

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